Our Programs
Empowering Communities Through Inclusive Financial Solutions
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Our programs are designed to strengthen livelihoods, protect vulnerable families, and build long-term financial resilience. We focus on ethical finance that supports growth with dignity and responsibility.
Microcredit
Microcredit
Fueling Entrepreneurship & Livelihoods
Access to fair and responsible credit for small businesses, agriculture, and income-generating activities—helping families move beyond subsistence toward stability.
Access to fair and responsible credit for small businesses, agriculture, and income-generating activities—helping families move beyond subsistence toward stability.
Micro Enterprise Loan
Micro Enterprise Loan
Supporting small and medium rural enterprises to grow, expand, and create employment with structured and responsible financing.
Credit Support for Earning
Credit Support for Earning
Targeted credit for income-generating activities that help families achieve financial stability and regular cash flow.
Agriculture & Farming Loan
Agriculture & Farming Loan
Seasonal and production-based financing for farming, livestock, fisheries, and agro-based livelihoods—ensuring food security and rural resilience.
Credit Support for Digitalization
Credit Support for Digitalization
Facilitating access to digital tools, mobile technology, and modern business practices to help borrowers adapt to the digital economy.
Savings
Savings
Building Financial Growth and Security
Encouraging a culture of savings to help members manage emergencies, plan for the future, and reduce financial dependence.
Encouraging a culture of savings to help members manage emergencies, plan for the future, and reduce financial dependence.
General Savings
General Savings
Regular savings for every member to build financial discipline.
Bindu
Bindu
Small but consistent savings that grow over time — preparing members for future needs through gradual accumulation.
Sohay
Sohay
Emergency savings support designed to help members respond to unexpected crises without falling into debt.
Agrogoti
Agrogoti
Structured savings for livelihood growth — supporting expansion of income-generating activities.
Sonirvor
Sonirvor
A focused savings pathway to start one’s own business and achieve financial independence.
Risk Management Support
Risk Management Support
Protecting Progress
Community-based risk management practices that help members cope with health shocks, income loss, and unforeseen crises—ensuring that progress is not reversed.
Community-based risk management practices that help members cope with health shocks, income loss, and unforeseen crises—ensuring that progress is not reversed.
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